The most common types of commercial insurance are property, liability and workers' compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; and workers' compensation insurance covers on-the-job injuries to your employees. Matlock insurance covers all your business insurance needs.
A Business Owner Policy or BOP is an insurance package that assembles the basic coverages required by a business owner in one bundle. It is usually sold at a premium that is less than the total cost of the individual coverages.
A Workers' Compensation insurance policy provides benefits to employees for injuries and illnesses arising out of and in the course of employment. The policy may provide payment for medical treatment, temporary and permanent disability and death benefits.
A Commercial Package Policy provides only the coverages selected by the policyholder. A CPP normally consist of only general liability and building and/or contents property coverage, or can also include several other coverage forms.
BAP' An insurance policy that covers a company's use of cars, trucks, vans and other vehicles in the course of carrying out its business. Coverage may include vehicles owned or leased by the company, hired by the company, or employee-owned vehicles used for business purposes.
Vape Liability coverage is commercial liability protection made specifically for e-cig companies to ensure protection from any product defects in the products they sell.
Call today for a free commercial insurance consultation!
136 E. Spring St.
Cookeville, TN 38501
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